Tuesday's lesson- Independent research for concept idea

Scamming- scheme or trick used to cheat someone out of something for money/ information.

link to video

You can spot a scam when: someone asks for your personal or bank information; supposedly "banks or organisations"  ask for payment in vouchers, transfer money over the phone to a different account, any part of your pin code emote access to your computer or mobile device, threaten to arrest you over the phone, in a letter or email for not paying a fee.

Scams- 

• Phone scams 
• Bank scams 

Phishing emails- when a fake email is sent pretending to be the person's bank account such as PayPal. Email contains a link to a "bank's website", a fake site to get the person's details.

Perhaps making up that a person is a victim of fraud- may ask to transfer all your funds into a ‘safe account’ because your account has been taken over. 

Computer software scams- Scammers call claiming to be from a software company to help fix a problem with the computer and they need full remote access to your computer to fix it. 

link vid

Calling scammers by their real names 

Scammers faked a website- a computer support company which runs diagnostic through connecting to the computer. Followed instructions to download 'supremo control' once scammer had control of desktop- downloaded more remote access software in order to darken the screen when he wants then sent an email with a contract to hold on to money man watched what was going on on scammer's computer recordings of scamming calls 

Things banks don't do- 

• Ask for full PIN number or any online banking passwords over the phone or via email Convince an individual that they are a victim of fraud- ask for personal and financial information 
• Include card details, four digits pins and passwords someone might have access to your account. 

For example, if your: card or security details have been lost or stolen statement shows payments you don't recognise card has reached its limit or account has gone into overdraft - and you weren't expecting it 

This is called 'identity theft'. If you start getting bank letters, bills or letters from debt collectors that you know nothing about, this might have happened to you. You should contact your bank straight away and let them know. Keep a record of all conversations you have with the bank and copies of letters to do with the fraud. The bank will investigate, take action to protect your accounts and refer the crime to the police.